We will show you how we can help you “ACHIEVE”  your “GOALSby fixing your CREDIT.

You will be one step closer to achieving your financial goals.

Join our Credit Restoration Program Today!

If you have ever been told things like…
 “I’m sorry, but the bank can’t approve you.”
 “You have too many past due account’s for this loan.”
 “Try paying off some of these old debts before applying for a home”

How it Works

Sign up

We’ll give you a free consultation and ​ credit analysis


While we use the law to challenge ​ negative items on your report


Log in to our client portal see real time progress every step of the way

We can help you get RESULTS!

Are you tired of being turned down for a loan?

Tired of worrying if you’ll be approved?

Tired of low credit limits?

Does your credit score keep you up at night?

NOW is the time to make a change, NOW is the time for YOUR financial freedom! And we’ll do all the work!

We are committed to our clients by helping fix and rebuilding their credit. Our company began on the principle of improving credit, providing quality service, and helping achieve our members’ goals and freeing them from financial worry.

I, Johnson Joseph, had a bad experience with a credit repair company that I hired to remove some negative items & inquiries off my credit report. With the lack of customer service, zero to no guidance throughout the process and no results this experience initiated a spark within which led me to take matters into my own hands and read up about consumer laws, read more about the credit industry and the process to dispute negative and inaccurate items on my credit report.

In fact, we make sure we provide a service that’s 100% transparent, and 100% honest! But most importantly, AFFORDABLE!


Think about it like this…

If you have a better credit profile you could potentially have a better interest rate.

Just an increase of 20 points in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards.

We help position our clients by helping raise their credit scores quickly and effectively to give them better purchasing power.

Joseph Management Company was started to create an experience for our members by providing guidance, quality service, resources, and education throughout your process of fixing your credit.


↪ Low Interest Rates on Credit Cards and Loans
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you’ll pay off the debt and the more money you have for other expenses.

↪ Better Chance for Credit Card and Loan Approval
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they’ve been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.

↪ More Negotiating Power
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won’t have other credit offers or options. 

↪ Get Approved for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.

The Best Part Is, Once You Sign Up...




100% Money Back Guarantee

If you have not received any improvement within 180 days of service from your enrollment date, we’ll refund your money – not including your enrollment fee. No questions asked!

Sound fair?

Frequently Asked Questions

Q: What makes your company different from other credit repair companies?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
Q: When will I start to see the results on my credit report?
Results will start appearing within 30 to 90 days.
Q: What will I get when I sign up for the program?
Once you complete the sign-up process, you will get a phone call from me or my team members. Then we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score. 
Q: How Much Will I Have to Pay?
You will need to pay a credit analysis fee of $99 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $49 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.

Check it! In case you’re one of those people (like me) who just skip to the end of the page, here’s the deal!

I want to show you how to ” fix and rebuild” your credit profile, so we can help position you by helping raise your credit scores quickly and effectively to give you better purchasing power.

We will take an in-depth look at your credit report and create a personalized strategy to rebuild your credit. Throughout the process, you will be provided with credit and financial education. 

So, Click the button and don’t miss out on a chance to position yourself to improve your credit.

Joseph Management Company
© 2020 Joseph Management Company.​ All rights reserved. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. We  do not provide legal advice.We  do not guarantee the permanent removal of verifiable tradelinesWe requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.