Are you tired of being turned down for a loan?
Tired of worrying if you’ll be approved?
Tired of low credit limits?
Does your credit score keep you up at night?
NOW is the time to make a change, NOW is the time for YOUR financial freedom! And we’ll do all the work!



A Personal note from Johnson Joseph, Owner of Joseph Management Company… I know what it feels like to be a situation where no matter what you do, you can never seen to come out of debt.. Or even after planning and saving, trying to come to terms the debt collectors.. The harassing phone calls just keep coming. The past due statements continue coming in the mail.. I know what it’s like to walk into a car dealership and falling hard in love with car I had always wanted, knowing I can afford it, but can’t get a loan. Just decline after decline. And be able to provide a service that’s 100% transparent, and 100% honest! But most importantly, AFFORDABLE!

​What to expect from our credit restoration program!

Boosting your credit score is our mission! And we work hard for you to get the following things on your credit report taken off.

Hard inquire’s REMOVED!
Error’s on your credit report REMOVED!
Inaccurate account’s REMOVED!
Old debt’s REMOVED!
 Unverifiable Collection’s REMOVED!
We’ve even gotten Bankruptcy’s REMOVED! 
Repossessions REMOVED!
Medical bills REMOVED!
Charge-offs REMOVED!
Accounts sold REMOVED!
Foreclosures REMOVED!

Results you’ll expect to get with our service!

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These are just a few of the benefits of having good credit!

– Access High Limit Credit Cards.

-Turn Denials Into Approvals NOW.

-Get Pre-Approved for dream Home.

-Increase Your Purchase Power. 

-Shockingly low-interest rates.

-Get Access to Ultimate Credit Building Tradelines.


If you have ever been told thing like…
➡ “I’m sorry, but the bank can’t approve you.”
➡ “You have too many past due account’s for this loan.”
➡ “Try paying off some of these old debts before applying for a home”



Days Hours Minutes Seconds

Check out one of our amazing credit repair packages!

Enrollment / Audit is 50% OFF 


All In One Package:

Includes a one-Time $129 Enrollment/Audit Fee

$89/ Monthly Fee

– Credit Education

– 3 Bureau Audit -Analysis

– 24/7 Client Portal Access

– Customer Service Support

– Monthly Updates

– Credit Building

– No Contract

– Money Back Guarantee if No Deletions in 180 Days

– Unlimited Disputes

  Money back guarantee:
You are entitled to a 100% refund on all monthly payments if:
– You do not remove more than 25% of all the negatives worked on.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received)



We are committed to our JMC members by helping fix and rebuilding their credit. Our company began on the principle of improving credit, providing quality service, and helping achieve our members’ goals and freeing them from financial worry.

I, Johnson, had a bad experience with a credit repair company that I hired to remove some negative items & inquiries off my credit report. With the lack of customer service, zero to no guidance throughout the process and no results this experience initiated a spark within which led me to take matters into my own hands and read up about consumer laws, read more about the credit industry and the process to dispute negative and inaccurate items on my credit report.

Joseph Management Company was started to create an experience for our members by providing guidance, quality service, resources, and education throughout your process of fixing your credit.

▪️How to improve their current score .
▪️How to get in the best credit position to qualify for big-purchase loans
▪️The power of scoring the lowest interest rates
▪️The knowledge of how good credit makes life way less expensive. I’ve been where you are, so I am the best candidate to help you turn your financial situation around.


Frequently Asked Questions

Q: What makes your company different from other credit repair companies?
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
Q: When will I start to see the results on my credit report?
Results will start appearing within 30 to 90 days.
Q: What will I get when I sign up for the program?
Once you complete the sign-up process, you will get a phone call from me or my team members. Then we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score. 
Q: How Much Will I Have to Pay?
You will need to pay a credit analysis fee of $99 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $49 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.


4 Easy benefits of having good credit!

↪ Low Interest Rates on Credit Cards and Loans
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you’ll pay off the debt and the more money you have for other expenses. 
↪ Better Chance for Credit Card and Loan Approval
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they’ve been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
↪ More Negotiating Power
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won’t have other credit offers or options. 
↪ Get Approved for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.

YES!! All of this can be yours! Just Check out one of our credit repair Packages!
Check out one of our amazing credit repair packages!

Enrollment / Audit is 50% OFF

All In One Package: 
Includes a one-Time $129 Enrollment/Audit Fee
$89/ Monthly Fee
– Credit Education
– 3 Bureau Audit -Analysis
– 24/7 Client Portal Access
– Customer Service Support
– Monthly Updates
– Credit Building
– No Contract
– Money Back Guarantee if No Deletions in 180 Days
– Unlimited Disputes


Joseph Management Company© 2020 Joseph Management Company.​ All rights reserved. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. We  do not provide legal advice.We  do not guarantee the permanent removal of verifiable tradelines. We requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.