We will help you by disputing inaccurate and unverifiable items on your credit reports, while helping you learn the ins and outs of your credit report and how to keep it from decreasing.


We have experience in evaluating credit and guiding consumers to assert their legal rights. With our member portal our JMC members can stay informed and monitor their credit through the whole process 24/7

Who We Are

Joseph Management Company is a credit consultant company that helps our JMC members by fixing & rebuilding their credit. We educated them throughout the process while improving their lives by using the law to their advantage. We guarantee honesty and great customer service.

How it Works

Sign up

We’ll give you a free consultation and ​ credit analysis


While we use the law to challenge ​ negative items on your report


Log in to our client portal see real time progress every step of the way

Getting your credit profile back in order can CHANGE your life

If you have a better credit profile you could potentially have a better interest rate. Just an increase of 20 points in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We help position our clients by helping raise their credit scores quickly and effectively to give them better purchasing power.

You may cancel services by email at any time. Please notify us in writing 3 days before the next billing period.

What you will get!




We Have The Best 100%

Money Back Guarantee!


If you have not received any improvement within 6 months of service from your enrollment date, we’ll refund your money – not including your enrollment fee. No questions asked!


We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We guarantee results.

Our success relies on guiding our clients through their journey to achieve the lifestyle they deserve. Review your credit report today Get Started!.

For a FREE 7 Day Credit Evaluation, Sign up for your Free Consultation and Credit Analysis. We will show you how we can help you achieve your goals by fixing your credit. You will be one step closer to achieving your financial goals.